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20 Jan 2021

Yet another Chinese bank, … Views and opinions expressed on this website belong strictly to individual authors/contributors and do not represent The Asian Banker Doha The Asian Banker magazine has ranked Qatar Islamic Bank (QIB) as the ‘Third Strongest Islamic Bank in the World’ and ‘Eighth Strongest Bank in the Middle East’ in its 2020 rankings of the 500 strongest banks. In Malaysia, it controls 30% of the Islamic banking … Industrial and Commercial Bank Of China Ltd. (IDCBY) Revenue (TTM): $123.6B. It would be wrong to present Al Rajhi as lacking in innovation; instead, it is simply prudent. The four largest banks are headquartered in China. D igital and mobile technologies are revolutionizing the … The Asian Banker website does not provide financial advice, recommend or sell any financial product/service. The strength score of the bank dropped from 4.16 in the previous year’s evaluation to 4.05 in 1H 2020, due to the increase in gross non-performing loan (NPL) ratio from 0.85% to 1.02% and loan to deposit ratio from 79% to 82%, along with the drop in profit growth. Best Islamic Bank in Bahrain Al Baraka Islamic Bank. Yet despite this it remains the clear national leader in Islamic finance. No other bank can offer this compelling mix of investment banking leadership and innovation with a solid corporate and retail presence. The information available on this date is used to compile the full world and country rankings. . The parent has also been helpful in other ways: first with a three-year capital injection programme, which in turn has helped secure strong ratings; and secondly as a cross-selling opportunity. Top of the list was a deal for ADIB itself: a US$1 billion perpetual non-call six-year hybrid Tier 1 sukuk issue in November 2012. The bookrunners launched a AED4.4 billion eight-year amortising term loan, then underwrote a US$650 million Regulation S sukuk. Top 30 banks by assets in Africa and Middle East, 2020 Despite an economic slowdown on the back of global trade tensions, China's largest banks continued to grow in 2019 and further embedded their positions among the world's biggest banks, S&P Global Market Intelligence's annual global bank … It was … The bank’s total assets in 2012 grew 9% to KWD14.7 billion, with deposits up 6% to KWD9.4 billion. If you’re sensing a trend here, you’re not alone. There were 505 Islamic banks in 2017, including 207 Islamic Banking windows. Indonesia continues its steady belated take-up of Islamic finance, and Bank Syariah Mandiri, as the biggest Islamic lender in the country, remains the institution in the best shape to benefit. According to The Banker, as of November 2015, three out of ten top Islamic banks in the world based on return on assets were Iranian. The Asian Banker’s 500 strongest banks rankings is one the world… Qatar is the other market in the Middle East where an exceptionally powerful long-standing leader is being challenged by newer home-grown rivals. Daring expansion and innovation? CIMB Niaga itself is the fifth largest bank in Indonesia, providing a suitable bedrock upon which to build a Shariah, or Islamic law-compliant financial business that should make the most of Indonesia’s vast, and insufficiently tapped, potential for Islamic finance. December 09, 2020. 11 spot, followed by Mark Zuckerberg (No.12) and UnitedHealth Group’s CEO David S. Wichmann (No.13). At the same time non-performing loans (NPLs, or non-performing financings to use the Shariah equivalent) have fallen from 3.43% in 2007 to 0.95% in 2011, before nudging up again to 1.07% last year. And boasting a return on equity of 22.54%, Al Rajhi enjoys strong favour with its investors. 9455**2050 Maybank Islamic is the largest Islamic bank in the ASEAN region and one of the five largest Islamic banks globally, with total assets of $55 billion. Pakistan is still not the easiest market in which to do business; an NPL ratio of 5.3% in 2012 is an improvement on 6.14% the previous year, but it still speaks of weak creditworthiness in parts of the book. For a full explanation of the evaluation criteria please click here. Shortly afterwards, it arranged a €500 million (US$638.56 million) revolving murabaha financing facility for Qatar Telecom, the first Islamic finance deal the telco had signed, demonstrating Qatar Islamic Bank’s ability to boost Islamic finance in its home country. A standout transaction in 2012 involved the US$1.33 billion ijarah mawsufah fi zimmah financing for Jabal Omar, a US$6 billion real estate and hospitality development near the Grand Mosque in Mecca. The good news of 2020 – the 50th anniversary of the ranking – is that the global banking industry is broadly in good shape. ASIAMONEY reveals which institutions have done the best job. Why, in June 2012, did a single annual general meeting cover two whole financial years to approve financial statements going back to 2010? 3 – Sultanah Nur Zahirah. The 20 safest countries on the planet for COVID-19, according to the Deep Knowledge Group. To put that into context, the 11 banks offering Shariah-compliant financial services in Indonesia had IDR199.7 trillion in assets between them by the end of 2012, putting Mandiri at about a quarter of the market. It’s a somewhat broad target, but the intention is clear. Much like Abu Dhabi Islamic Bank, Qatar Islamic Bank’s own issues are capital markets landmarks in the Islamic world, with a US$750 million five-year sukuk deal in October that attracted a … This award, though, is for the bank’s Bahrain business: Al Baraka’s home and the location of one of its two listings (the other being Nasdaq Dubai). The Asian Banker Magazine has ranked Qatar Islamic Bank (QIB) as the ‘Third Strongest Islamic Bank in the World’ and ‘Eighth Strongest Bank in the Middle East’ in its 2020 Rankings of the 500 Strongest Banks. Islamic assets represent 23.1% of the Malaysian banking system yet in Indonesia it’s just 4.7%, despite the latter possessing a far bigger Muslim population. Prime banks trade instruments such as world paper, International Monetary Fund … Meezan has deposits of PKR230.43 billion (US$2.34 billion) and total assets of PKR274 billion. The world’s third-largest Islamic bank by total assets offers a wide range of shariah-compliant products and services to wholesale, corporate and other clients. “A few weeks ago, World Bank’s Ease of Doing Business 2020 annual report ranked Oman at 68th … Top 10 banks in Qatar Top Banks in Qatar The Qatar Central Bank licenses and regulates 18 banks in Qatar, as of January 2015. Meezan Bank from Pakistan is the strongest Islamic bank in Asia. Global Finance Names The World’s Best Islamic Financial Institutions 2019 World’s Best Islamic Financial Institutions 2019 – Country Winners Afghanistan Afghanistan International Bank Algeria Banque Al Baraka D’Algérie Bahrain Al Salam Bank Bangladesh Standard Chartered Saadiq Bangladesh Brunei Darussalam Bank Islam Brunei Darussalam Egypt Abu Dhabi Islamic Bank Egypt Malaysia is also the hub of CIMB’s securitisation structured finance team, which specialises in hybrid securities such as Tier 1 and 2 capital instruments for banks, and corporate hybrids or perpetual capital securities. The bank itself finds it tiresome – part of the evidence against the bank is the appearance of founder Sulaiman Al Rajhi’s name on a handwritten list found in the Bosnian offices of a Saudi Arabian charity in 2002, a list that may have been written decades earlier – and it has been swift and robust in its denials. BIBD remains the only logical choice for this award in Brunei, formed by the 2005 merger of the two major Islamic financial institutions in the country. The group launched 35 products into the market in the first 11 months of 2012, and said it had a further 59 in the pipeline. Separating the contribution of Bank Syariah Mandiri from the whole Bank Mandiri group is tricky in quarterly announcements and only fully extrapolated when annual reports come out. From its roots as a brainy but limited-reach investment bank in Malaysia, CIMB Islamic can now claim to be a universal Islamic banking operation in four Asian markets: Malaysia, Indonesia, Thailand and Singapore. It has advised governments on Islamic finance frameworks particularly around domestic capital markets in Indonesia, Thailand, Singapore, South Korea, Hong Kong and the UK, relationships that now stand the group in good stead for expansion. Following that, six more banks were established. At this time its asset base stood at QAR66.8 billion (US$183.35 million), up 26.7% year on year, with a net profit of QAR1.13 billion. CIMB was sole principal adviser and sole lead arranger on this deal, which apart from its sheer scale required negotiating among numerous authorities, regulators, investors and a rating agency connected with the underlying toll highway projects. The latter was up 7% on the previous year, while its banking revenue was up 34%. It is now the fourth-largest Islamic bank globally by assets, has huge backers in its majority ownership by the Abu Dhabi ruling family and sovereign wealth fund, and now has decent on-the-ground reach as well, with 75 branches, 549 ATMs and over half a million customers. Islamic Finance industry title IslamicFinance.com ranks Al Rajhi Bank, Kuwait Finance House and Dubai Islamic Bank as top three biggest Islamic Banks globally.. Aside from being the clear leader in Malaysian sukuk, or Islamic bonds, discussed in detail in the Malaysia category, the bank also lead managed 15.7% of all global sukuk in the year to October 31, handling 192 global issues. A look at the numbers of Meezan Bank secures it this particular award. Chris Wright reports. Reflecting that buoyancy, Meezan – which turned 10 years old in 2012 – is, according to chairman Ebrahim Bin Khalifa Al-Khalifa, the fastest-growing bank in the history of Pakistan over that period. This consolidates all of Kuwait Finance House’s real estate activities globally, and is expected to be followed by similar investment vehicles in other business lines. Whatever the case, they are handling all their work with the utmost elegance and hard work. And in retail, where it simply didn’t exist as recently as 2005, it now has over MYR40 billion of assets and innovates in speed of service, range of branches, consumer products (7.7 million customers in Malaysia) and regional partnership, particularly Indonesia. Nevertheless, Pakistan is on something of an upswing: its gross domestic product (GDP) grew a decent 3.7% in fiscal 2012, and the KSE 100 equity index rose 49%, one of the best in the world, during the year. Affin Bank – A wholly owned subsidiary of Affin Holdings Berhad (AHB). According to the Banker International Institute, the Agricultural Banks of Turkey and Al-Salam Algeria are ranked first and second in the world. Among the top 10 banks and the world's most full Islamic institutions, there are three banks from Iran, from Turkey, Kuwait, Bangladesh, Sudan, Oman and Syria each ranked as the top banks… Other big Shariah-compliant deals have included IPOs for Felda Global Ventures (at MYR10.4 billion it was, by the middle of 2012, the second biggest IPO worldwide after Facebook) and IHH Healthcare, which was the awarded best regional initial public offering for 2012 by Asiamoney. It is also the leading structured product house in Malaysia. Better still, that retail base – young, Muslim, growing in wealth and sophistication – is going to account for increasing opportunity both individually and in corporate life as it grows up. Banks are the backbone of the national economies and collectively, they decide the global economy. ... have inherited the family business or own their banks. According to the Banker International Institute, the Agricultural Banks of Turkey and Al-Salam Algeria are ranked first and second in the world. Al Baraka particularly benefits from the health of its Bahrain-based parent, which enjoyed a 21% year-on-year increase in deposits in 2012 alongside 11% in assets, 11% in net income and 23% in net operating income. Also, perhaps sensing the rise of competition, it has set about a five-year strategic transformation programme. Whether banks are your competitors, counterparties or clients, you need the Top 1000 World Banks 2020 … It is successful in corporate banking too, arranging big bilateral Islamic facilities for Dana Infra’s mass rapid transit project and for an aircraft acquisition by Malaysian Airlines. Al Rajhi also has the largest network of branches and ATMs (500 and 3,100 respectively), with 25,000 point of sale locations, in order to serve that base. Our award for the United Arab Emirates’ standout Islamic bank changes hands this year, with an Abu Dhabi institution replacing a Dubai one. Sharia advisory councils and consultants. Meanwhile, the bank maintained strong levels of capitalisation and liquidity. Investment banking continues to be what sets CIMB apart, however. The Islamic bank operates from 712 offices in 33 provinces, a reminder of the vast assistance it gets from having such a strong and prominent parent. As the first Basel III-compliant issue from the region it was closely watched and has swiftly become a benchmark. The top 10 banks hold combined assets of about $28 trillion. While business has been tough in Kuwait, in particular in asset management, where a regulatory overhaul appears to have stopped new products from being approved for the time being, Kuwait Finance House is doing fine financially. Additionally the bank was involved in DanaIfra Nasional’s MYRB2.4 billion Islamic medium term notes issues; big power and energy sukuk fundraisings for Kimanis Power and TNB Janamanjung; and deals taking Malaysians offshore for Axiata and Khazanah, discussed in the Asia section. Nevertheless, the bank still maintained healthy asset quality and robust capitalisation, and recorded a high ROA of 2.4% and a low cost to income ratio of 33%. The 20 most generous people in the world. That was enough to give lenders sufficient comfort to release their funds, without falling foul of Mecca property law or the people who enforce it. It seems that Indonesia’s government and regulators finally appear to be serious about this: the sovereign’s global sukuk are fairly regularly issued, closely followed and widely sought, and most of the legal infrastructure is in place now to encourage further growth. * FY2019 data It was not only the first-ever Shariah-compliant Tier 1 issue, but the first Tier 1 instrument from any Middle Eastern bank, whether conventional or Islamic. The Asian Banker’s 500 Strongest Banks Rankings is one the world… For the moment, though, Kuwait Finance House is the bank with the broadest range of business, covering personal and commercial banking, leasing (a particular strength), asset management, private banking, project finance and real estate. It is clearly a name to watch for the future. In the main, the bank lets its assets speak for it: SAR247.2 billion (US$65.92 billion) on September 30, with net profit of SAR7.885 billion in 2012. In this year’s The Asian Banker Strongest Islamic Banks By Balance Sheet evaluation, Islamic banks in Saudi Arabia achieved the highest average strength score at 3.74 out of 5, followed by Qatar (3.60), Kuwait (3.30) and Pakistan (3.27). Best Islamic Bank in the Middle East Al Rajhi. All Rights Reserved. Beyond the numbers, it has also been striking to observe ADIB’s participation in more and more of the landmark deals in the Middle East. According to Internal and Islamic Economics Division, Research Department, Bangladesh Bank, at the end of September 2016, eight full-fledged Islamic banks … Citi has estimated that Al Rajhi’s 2014 net income could be double what it was before the financial crisis, with a return on equity of around 25%. All material subject to strictly enforced copyright laws. Maybank Islamic is the largest Islamic bank in the ASEAN region and one of the five largest Islamic banks globally, with total assets of $55 billion. Mandiri accounted for this figure as part of a group-wide fee-based income figure of IDR1.3 trillion, which suggests that revenues from Shariah business are becoming highly notable within the broader bank. Sharia advisory councils and consultants. On aggregate, the top 10 accounted for 51.3% and 67.7% of combined assets and net profits, respectively. The top ten countries by savings rate were Macao, the Republic of the Congo, Qatar, Ireland, Brunei, Singapore, Luxembourg, Gabon, the UAE, and China. With a total combined donation amount of $106.8 billion, these 20 individuals are the top philanthropists in the world This post gives you an insight into the ten wealthiest Muslim women as of now. All this in a rare buoyant economy underpinned by domestic demand. It was no vanilla financing exercise. It only requires the 14 bank branches possessed by BIBD to cover all of the tiny Borneo nation; the bank speaks with pride of its 47 ATM machines. The good news of 2020 – the 50th anniversary of the ranking – is that the … In Bahrain it offers retail and investment banking services. The bank handled 29.2% of all ringgit sukuk between January 1 and October 31, 2012 – a total of 204 issues. Sultanah Nur Zahirah (Rozita binti Adil Bakeri), born 7 December 1973, is … Indonesia’s government has set a target of 10% of total bank assets being Shariah-compliant by 2015-20. It is active now in 15 countries through 400 branches, including a strong presence across North Africa, while it has ventured as far east as Iraq. Top 1000 World Banks 2020 The results of this year’s Top 1000 World Bank ranking must be regarded as the calm before the storm. It appears to be in strong shape, with around US$4.8 billion of assets and total equity of US$766 million generating a pre-tax profit of US$87 million in 2011. Size isn’t everything, but Qatar Islamic Bank appears to be in rude health too. It is the largest bank, conventional or Islamic, by market value, anchored on a peerless Islamic retail business based on the trust of millions of Saudi Arabian families. However, the number of players is not necessarily indicative of the size of the industry, in terms of assets. Sharia principles are no barrier to stable long-term growth. Indonesia is the heart of it, and will continue to be; CIMB’s stake in Bank Niaga was the foundation for CIMB Niaga Syariah, which so far focuses on middle-to-high-net-worth individuals and business banking. The ranking was based upon assets as reported and was not adjusted for … Added to that it conducted a further 192 global sukuk issues. November 23, 2020. To do so they had to launch a consent solicitation to all of the original bondholders, asking them to dissolve the trust so the refinancing could take at all. What should be the most important criterion when awarding the top Islamic bank award in the Middle East? Please get in touch with Sue Kim at skim@theasianbanker.com for further clarifications. By total assets. Saudi Arabia-based Al Rajhi Bank has retained its top spot as the strongest Islamic bank. Deep Knowledge Group. Copying and distributing are prohibited without permission of the publisher. ... Safest Islamic Banks In The GCC . This year, financial information in the first half of financial year 2020 (1H FY2020) was collated and incorporated into the assessment of how Islamic banks performed during the COVID-19 pandemic. Total assets were up 14% year on year in 2012 to AED85.7 billion, with customer financing up 11%, customer deposits 13%, capital resources 23%, revenues 13% and net profits 9%; the return on shareholders’ equity in 2012 was 17.7%, with a total capital adequacy ratio of 21.4% and a Tier 1 ratio of 18.4%. Largest Islamic Banks This database ranks Islamic banks worldwide by asset size. Or scale and safety, a vote for steadiness in continuing uncertain times? Here is a list of top 10 banks in the world 2020. Prime Bank: Term used to describe the top 50 banks (or thereabouts) in the world. In view of the coronavirus disease (COVID-19) outbreak, all event schedules have been moved to a time when we reasonably expect the crisis to be contained. Best Islamic Bank in Saudi Arabia Al Rajhi. There were 505 Islamic banks in 2017, including 207 Islamic Banking windows. © 2020 GlobalCapital is part of the Euromoney Institutional Investor PLC group, Gazprom launches dollar bond, concerns remain over NS2, CEE and Dutch covered bonds offer pockets of value, Turkey leaves 'a bit on the table' to take a third of annual funding need, Deutsche Pbb readies debut green senior bond, Bryson hire reveals SMBC Nikko's capital markets ambitions, Sustainability-linked bonds: a win on several counts, Buyer beware: bond investors need to get thorough, Modern Slavery Act Transparency Statement. Its most recently published financial statements give a snapshot of its financial status as of September 30, 2012. Best Islamic Bank in United Arab Emirates Abu Dhabi Islamic Bank. The average asset growth of Islamic banks listed accelerated from 8.7% year-on-year (yoy) at the end of 1H FY2019 to 13% yoy at the end of 1H FY2020, which is higher than the average asset growth recorded by the 200 largest banks in the Middle East and Africa at 10.9% yoy and the 500 largest banks in Asia Pacific at 10.3% yoy. It describes itself as being “solely entrusted to take on the task of delivering a successful consent solicitation exercise involving almost the entire market” to ensure the success of the transaction. Why does the web site not carry any annual report later than 2011, and no financial statements after that date? Asian Banker was the first organization to rank the global Islamic banking community in 2007. Globally, Al Baraka has turned into one of the bigger forces in Islamic finance. Agricultural Bank of China. CIMB dominates sukuk bond issuance in Malaysia to a remarkable degree. It is the second biggest Islamic bank in Malaysia in asset terms, just five years after broadening from its investment banking base, and is still the first name in any discussion of local innovation. World's Safest Banks 2020 . Citigroup CEO Michael Corbat took the No. We highlight Al Rajhi despite the fact that its regional presence is not as dynamic as, say, Kuwait Finance House or Al Baraka; leaving aside its considerable Malaysian operation. Moreover, CIMB deals tend to be innovative market leaders: leaving aside the Malaysian ringgit bond issues, trailblazers in the last 18 months have included Axiata in the first rated sukuk in renminbi, a Rmb1 billion (US$160.89 million), in the first issue off a US$1.5 billion multi-currency sukuk programme; a US$800 million trust certificate issue for the Islamic Development Bank in Saudi Arabia; and a US$357.8 million exchangeable sukuk into Parkson Retail for Khazanah Nasional. Top banks have been playing a very pivotal role in the people’s loves. Bank Rankings – Top Banks in the World These bank rankings are compiled from balance sheet information included on Bankers Almanac available on 9 th November 2020. And no financial statements after that date and higher underlying rates offer this compelling mix of banking... Family business or own their banks in the world the new dates ADIB is becoming active... 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