Had AIA Income Protection for 4 years. ", "This is the first time i have ever taken out life insurance and income protection and the process seemed quick and easy and my cover started very soon after the application process. AIA WANTED A NEW DOCTOR'S REPORT FROM THE SURGEON, EVEN THOUGH THEY ALREADY HAD HIS REPORT, BUT WOULD NOT PAY FOR A NEW ONE. Had AIA Income Protection for 1 year or less. Had AIA Life Insurance, TPD (Total and Permanent Disability), Income Protection for 10 years or more. We are trusting our intuition from the discussions we have had with them on the phone. Thank you..", "Easy to read Product Disclosure Statement, and fee structure. We've outlined the main ones here so you don't have to dig through all the research yourself. AIA Health with AIA Vitality is issued by AIA Health Insurance Pty Ltd ABN 32 611 323 034, a registered private health insurer governed by the Private Health Insurance Act 2207, Private Health Insurance Rules 2007 and the AIA Health Insurance Pty Ltd Fund Rules. I didnât like completing the very long document for the insurer but I realise this is to determine the risk for the insurer & ultimately gives me a lower premium. Easy to read and complete application forms. The first letter that came out only said we had dishonoured, but had no paperwork to update the details. Amy did a full review of the Li’s protection needs and understood that they already had some life insurance protection. They were difficult to communicate with, and didn't respond favorably till I sent it to a lawyer. Have received no Successful treatment and symptoms are still the same. AIA Australia (Insurance): 1.4 out of 5 stars from 147 genuine reviews on Australia's largest opinion site ProductReview.com.au. We signed up after comparing numerous providers for our private health care. ", "I haven't made a claim so very hard to rate. Book your free Health Insurance Review with an AIA Health Insurance specialist. I would recommend them to others..", "My broker set me up with this insurer and therefore I have no experience re what I like and dislike. The insurer provides a range of health insurance products for individuals and businesses. I would recommend them to others..", "Extremely happy with my choice of insurer. I would not MLC as they are very expensive..", "Good quick service with no hidden agenda. ", "Would like to look at other options. AIA Life Insurance Review . I would like to find out if I would be better off under Insurance watch. Their sales and support team were so far professional, respectful. Needed to make follow up enquiries to confirm policy success. Thanks. Email them and they either take forever to respond or don't respond at all..", "Aia vitality is great for regular gym users and has extras like cheap movie tickets..", "Aia vitality is a good policy with extra benefits if you are a gym user..", "The application process was easy and the insurer responded quite quickly putting the cover requested in place..", "Donna's professional handling of the application process was easy and efficient. Companies can't alter or remove reviews from ProductReview.com.au. The company has a widespread network of 200 offices across India. © 2021 ProductReview.com.au Pty. As a boomer who has never signed up for private health I found Simon very patient and helpful. I know I pay for the insurance, but I'm completely unaware what I'm exactly paying for, so dont have full visibility of the value of it. Not sure I can afford this for next 30 years on a pension as I had to leave work to care for husband. I LODGED A COMPLAINT WITH AIA COMPLAINTS DEPARTMENT, THEY SAID THEY WOULD KEEP US UPDATED BUT NOTHING - HAD TO CONTACT THEM WE ASKED FOR AN ESCALATION OF OUR CLAIM AND A TIMELINE BUT THEN HAD TO FOLLOWUP AGAIN, AND NOW IT NEEDS TO GO TO ANOTHER DEPARTMENT FOR REVIEW. Had AIA Income Protection for 10 years or more. We received our 20% cash back cheque without having to follow it up..", "I applied over the phone and the results were mis-understood. She also responded to all my emails promptly and professionally. Had AIA Trauma / Critical illness cover for 1 year or less. The insurance company will use various factors to determine the final monthly cost of a chosen group health insurance plan (e.g., business size, employees’ ages and business location). ", "Insurance provider is good, provides what I pay for, haven't made a claim..", "There medical process was a lot easier than the other companies suggested as i work in a physically demanding job. I am now trying to have the rehabilitation benefits to pay for cardiac monitoring equipment for my fitness/ rehabilitation training and gym membership. ", "So far it has been an easy process, though I have never tried making a claim..", "I have held this policy since 1985 very happy although luckily have not needed so far..", "It's a cheap product that is more than eager to take your money. The policy coverage is 92% and the claims are good even the the claiming procedure is easy because the service provided by the company members are good and even the web services are even better. I should be insured for his, but my impression is that AIA only want to save as much money as possible by delaying my claim and only try to defend themselves to a very low standard in the AFCA Ombudsman cases. ", "Just average i never call them they never call me. Need to look into it further later before next renewal in Dec 2014..", "I like that AIA provides family protection. The team here at AIA Insurance is happy to help employers pinpoint their business’ needs with group employee benefits options including: The total number of Kiwis with medical insurance policies is now (Sept 2018) 1.4 … Payments also come out of the super fund so I dont have insight into the cost versus value..", "The policy was recommended to me by my insurance adviser, I have found it to be value for money and good in comparison to other policies..", "I got this policy on the recommendation of my financial advisor. Much cheaper and you can customize to your needs. ", "Claim process was handled smoothly & attending nurse was professional & caring. Had AIA Trauma / Critical illness cover for 3 years. AIA NOW WANT TO ARRANGE AN INDEPENDENT MEDICAL EXAMINATION AFTER TALKING ABOUT THIS FOR MONTHS BU tSTILL NOTHING ORGANISED IT HAS BEEN AN ONGOING NIGHTMARE, EXTREMELY STRESSFUL WITH STILL NOOOOOO ANSWERS OR RESULTS. ", "AIA TPD CLAIM. Are you paying a “Lazy tax” on your insurance? This seems like a lot for a CPI of 8%? Changing from another Private Health Provider. AIA Living Health Insurance. I'm not ready to be thrown on the scrap heap, but I will not be able to maximise my recovery without AIA's support. I compared a couple of insurers when I was setting up this insurance and there wasn't much difference between them. You think you're buying assurance for your family, but you will not know if your insurer is any good until you make a claim. Listing monitored by AIA Australia representatives. Especially 9-11 after with the USA govt backing. Would certainly recommend Insurance Watch to anyone looking for insurance cover..", "NEVER use them. Everyones circumstances are different so they need to do the research for themselves..", "The liked the ease of apply for the insurance through insurance watch..", "Very satisfied with ease of application and timeliness of responses..", "Very good value for money would recommend to others. I joined Frank in August 2020. Now being medicated to help with diagnosed depression, and awaiting neurologist appointment to investigate further symptoms. They are reinsured by Hannover and have an A+ Standard and Poor’s rating. If your credit card expires (as they all do), if you havent told them the new number in advance they will start sending you nasty letters saying that your credit card has been dishonored. We do not cover all policies Sexist. This is a Unit Linked Plan where premiums are invested in the market for attractive returns. Time will tell. 20% rebate on first year of policy - (which I received via cheque within 28days) Easy monthly direct debit..", "My overall experience has been a positive one so far. Had AIA Income Protection for 5 years. AIA HealthShield Gold Max is one of 7 Integrated Shield plans available in Singapore. Your first dip into the policy selection process can be pretty overwhelming, so this guide will help lay everything out for you as plainly as possible to get you on your way. Please be careful when choosing any kind of life insurance product. However if you can get pass this, they are very good..", "They are hard to get to speak to a person. ", "Policy seemed good and forms were not too invasive or long. Reviewing AIA life insurance is an important first step in your decision-making process. AIA offers comprehensive coverage but for above average prices, making it less than ideal for budget-restricted consumers. Had AIA Life Insurance, Income Protection for 9 years. Had AIA Life Insurance, Income Protection for 1 year or less. Product Disclosure could have been written more in a way that can be understood easily..", "Very comprehensive features and options at reasonable prices. I was terminally ill with terminal heart failure, as diagnosed and documented by end stage heart failure team/ transplant team Acting Medical Director and heart transplant surgeon. https://www.bankbazaar.com/reviews/tata-aia-life-insurance/life-insurance.html ", "Easy to deal with and good value for money. ", "Very good value for money that my banker would not believe me it's such a cheap premium for this income protection insurance. and providers in the market. AIA Vitality is a nice enough bonus program that they offer..", "Easy to apply for increase of cover through my super website, took 48 hours to get and phone call with an answer and then they sent a confirmation letter out in the post. I would recommend them to others because they offer value for money, I just hope they would improve their customer service..", "Ease of online application and acceptance was the best feature - didn't involve someone having to phone you, etc..", "Had AIA insurance through superfund First State Super, previously with HealthSuper. I get better service from centerlink than these jokes. It was so long ago. I wouldn't recommend and I wouldn't advise not to use them either. All problems were addressed and fixed as requested and in a very timely manner..", "Fast process, clear communications, average pricing, I would recommend to others..", "Very competitive pricing and good reward for being healthy with good lifestyle choices. Donna at insurance watch was very helpful and patient. From personal experience it is hard to judge and evaluate alone by the policies, website-design or statements made. Payments deducted monthly via Direct Debit automatically. Do AIA want their clients to return to work and earn as much as possible, or not?. Insurance Watch have been extremely helpful in speeding up the process though and I would highly recommend them to anyone..", "Dodgy , lying , decetful , sneaky criminals keep away from these guys for godscsake take ya chances with any one but AIA def not recommend only unless you want pure disappointrment. Extremely poor documentation of calls and important information. Great customer service they were very informative and not pushy. GET IN TOUCH TALK TO US NOW Talk to … myOwn Health Insurance Review . Would not recommend. There are a number of government rebates, discounts, and additional charges that could apply to you when taking out private health insurance. ", "Value for money policy. Very informative and helpful staff they explained the cover and added value in detail and were very patient in answering my many questions . Brett (NSW) Had AIA Life Insurance, Income Protection for 9 years. Buy health insurance online with Coverage for COVID treatment* Cashless hospitalization @6200+ Hospitals No room rent capping 96.43% Claim Settlement Ratio FY 19-20 In-patient Treatment Consumable Benefits Tax benefit u/s 80D. They're happy to continue calling you to get you off the income protection claim, but to request them for additional documentation is like the hardest task in the world. ", "I have just joined but they have been helpful so far. I do like the professional customer service approach and clear processes however I feel the recent premuim increase is unjustified..", "Comprehesive, did not have a claim yet..", "I purchased the policy from yourselves last year and i am just updating to see who is cheapest now..", "AIA commenced claim in January 2013 and stopped payments in May 2013. Good rates and easy to deal with..", "Haven't had any issues with them. The price index of medicines and medical services in 2018 went up by 39.6% and 41.0% respectively 1, overtaking the general rise in consumer prices 2.While some have purchased medical insurance plans, an ageing population leads to a massive demand for health care which can no longer be satisfied by the public system. ", "Our credit card details changed, and we found it hard to change the details with them. I must admit I haven't read the fine print on exclusions though I was assured by the broker that it is meant to be a full cover insurance. I think the policy a good value for what it coversAnd it covers my health needs and my kids health needsAnd it help if you are a AIA member. I was quite happy with product and service rendered as they sent a nurse to my place to take blood sample and everything went well in terms of processes. My experience was that you really need a print out from your doctor for all treatments in the relevant period - it is impossible to remember and this can come back to bite you. Always helpful and polite, they have helped me out on a couple of occasions, even with the Covid , they reduced my subscription.Very cost effective an... Frank has been very supportive and transparent through a tough 12 months. ", "Very easy process and very pleasant to seal with. Medical etc..", "I think the customer service was fine when I commenced the policy. ", "I LOVE the benefits of this life insurance... they really inspire healthy living with their incentives!. After you complete the AIA Vitality Health Review, we will give you: Your AIA Vitality Age, which is a reflection of your overall health; Your health results report comparing your values and inputs to medical recommendations; A set of personal Health Goals based on your health … My income protection was also paid when I had to have further surgery almost 2 years later..", "It hasn't been accepted it's still being prossed 3 weeks waiting now. No one plans to get sick or hurt, but most people need medical care at some point. Omar was excellent he explained all the different options I can take and he made sure I understood every single one, I think the policy a good value for what it covers. Facing sever financial hardship due to this..", "I haven't had much to do with them since my initial contact and set up, simply a reminder when the annual renewal came up. Tata aia life insurance is one of the best insurer for term insurance policy plan. Click here for more information about the AIA … Had AIA Life Insurance for 8 years. ", "Very obvious that they are operating in the best interests of the company they are deceitful delaying onerous and not willing to help expecting us to recall events from 10 years ago and documentation from 2001 is ridiculous, and as a consequence we are going to have to engage lawyers to act on our behalf. Finally get a person and they are rude. ", "Took some time to complete all necessary papers and loading was applied to my policy. A Detailed look at what AIA has to offer you. Review by. Had AIA Life Insurance, TPD (Total and Permanent Disability), Income Protection for 1 year or less. AIA Health Insurance (Health Insurance): 4.8 out of 5 stars from 8 genuine reviews on Australia's largest opinion site ProductReview.com.au. The application process was difficult at the time as I was waiting on test results but once the policy was put in place it has been simple..", "Have been in claims process for 5 months now with hardly any communications - mine is straight forward case. AIA summary. How to assess AIA life insurance. ", "Salesman was very personable. Good health is invaluable. However, when it comes to claims it is slow, unresponsive and provides little information to us. And save to hear to us all..", "I liked the efficient, value for money & professional customer service provided by InsuranceWatch & I would rate them very highly. Had AIA Life Insurance for 1 year or less. Had AIA Life Insurance, Income Protection for 10 years or more. Send an email, no reply. Had AIA TPD (Total and Permanent Disability), Income Protection for 1 year or less. SMSF Insurance – Insurance for Self Managed Super Funds (SMSFs), Insurance Claims Statistics – All the facts and figures, Rate your insurer to win an Apple Watch Series 6, "I was very healthy when I signed up. It has cost them more in AFCA fees than compensation to me, so they are wasting their shareholders' and policyholders money in fighting 'losing battles' in AFCA. " A-Plus Total Health is a comprehensive health protection plan that not only provides coverage when you seek medical treatment, but also takes care of you even when you are healthy.You can also extend the medical coverage to your family members under a … DATING BACK TO 2018 AIA HAVE USED DELAY AFTER DELAY WITH QUESTIONS TO MY ACCOUNTANT, ATO ASSESSMENT NOTICES, SURGEON AND UNETHICAL COLLUSION WITH OTHER INSURANCE COMPANIES - TRYING TO SOURCE INFORMATION FROM THEM. Had AIA Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 4 years. Had AIA TPD (Total and Permanent Disability) for 10 years or more. Excellent informative communication. ", "Been great service so far. I was terminally ill with terminal heart failure, as diagnosed and documented by end stage heart failure team/ transplant team Acting Medical Director and … Had AIA Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 2 years. ", "Any changes with this provider is done paper based. its my view that this is nothing more than a Chinese fly by night insurer snubbing there noses at us..", "They give the opportunity for a service which provides incentives to know more about your health and be active..", "Yes I would recommend them. ", "We all knew that AIG group is huge. We are constantly experiencing change in our lives. I think they need to provide more instruction when talking about your medical history. $900 per year cheaper than our previous insurance. Read more about working at Tata AIA Life Insurance. Benefits you get from Tata AIA Life Health Investor Insurance Plan Death Benefit – I f the Life Insured dies within the policy tenure, then the higher of Sum Assured or Total Premiums paid till date, whichever is higher is paid to the nominee as Death Benefit and the policy terminates. I was terminally ill for about 2 weeks. Price of insurance has gone from $32 per month to $59 per month in just over two years,(rounded off). ", "I would recommend AiA they have treated me with respect and transperancy. Disgusting. Also Insurance Watch kept me in touch all the way..", "I liked that I could do the insurance online instead of having to see an advisor personally..", "Was happy with the application process being online rather than having to waste time making an appointment to see someone in person. Value for money is pretty competitive , but not cheap. A good super fund can make a substanial difference to the amount you retire with. I believe the premiums are good..", "Incompetent, constantly making excuses for their poor performance. I'd definitely recommend AIA and especially taking up the Vitality membership..", "I liked the speedy service whenever you ring up but didn't like the service after you have signed up..", "AIA are no better, no worse than other life insurance providers..", "There's no online portal to login to so do self service things like check my cover, adjust insured amounts etc...", "I love the AIA vitality product. Employer will most likely be terminating my position due to being ill from work for over 12months. Write a review on ProductReview.com.au! Had AIA Income Protection for 2 years. 3.5/5.0. Proof was provided. Having a completely unsupportive insurer only adds to the stress, and this stress has immediately preceded two stroke events (I even had an alarm during a phone call with AIA claims assessor, and this was recorded and preceded a hospitalisation for a TiA by around a week). 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